Foreclosure Prevention

• Home Retention Program
• Foreclosure Workshops
• Counseling Forms
• FAQ's on Foreclosure
• Making Home Affordable
• Resource Information

Helpful Information and Links

Foreclosure Scams

• BEWARE OF SCAMS!- Unfortunately, scam artists are preying on homeowners in crisis.  Beware of any individual or organization that wants to charge you a fee to negotiate a refinancing or modification.  YOU DO NOT HAVE TO PAY ANY FEES TO TAKE ADVANTAGE OF PRESIDENT OBAMA'S FORECLOSURE PREVENTION PROGRAMS.  You should work directly with your current lender: Loan Modification Scam Alert 
  

Making Home Affordable

• For the most informative summary of President Obama's latest plan click:
  Making Home Affordable

List of Lenders and Servicers

• Comprehensive list of lenders and servicers that BCL of Texas has experience with (added to daily) click: Mortgage Servicer List

Homeowner Options

• List of loss mitigation options available click: Mortgage Options

The Do's & Don't of Forclosure

• Information on what you should or should not do when facing foreclosure click: Do's & Dont's of Foreclosure

Tips for Avoiding Foreclosure

• For the most informative list of ways to avoid foreclosure click: Tips for Avoiding Foreclosure

Timeline of Deliquency, Default and Foreclosure

• See the map of the timeline from start to finish of the foreclosure process click here: Texas Foreclosure Timeline

Texas Foreclosure Task Force

• Statewide collaborative to proactively reduce foreclosures and sustain homeownership click:
  Texas Foreclosure Task Force